Affordable Housing Top booming real estate destinations in India

Aug 20

Affordable Housing: Top booming real estate destinations in India

Affordable housing has become the hot discussion in the Indian real estate. Today, real estate developers all across India are in all-action towards developing affordable homes in almost all the cities. The Pradhan Mantri Awas Yojana (PMAY) scheme acts as an active drive for real estate developers to take this “Housing for All” segment a further momentum.

Most importantly, developers are making sure that these affordable homes are affordable for the Low Income Group (LIG) & Economically Weaker Section (EWS) people. Focusing on these segments makes, these homes affordable for people who never dreamt of owning a home. Similarly, the middle class & upper middle-class people find these homes budget-friendly which aren’t super-expensive. The rapid increase in the affordable housing projects in India is huge because of its exceptionally high demand. That way, this set a beginning for a plethora of affordable properties at an affordable price to come up in the future. Furthermore, cities like Chennai, Hyderabad, Bangalore, Kolkata, Mumbai and Ahmedabad are expected to launch as many affordable homes in the upcoming years in real estate.

Here are some of the top best booming real estate destinations in India



Hyderabad witnessing so much of betterment in all aspects of real estate market such as the economic and infrastructural growth that increased demand for both residential & commercial property sectors. With a growing workforce and establishments of IT/ITES tech parks around the city gives a thrust for the development of quite a lot of affordable properties in the city. The number of MNC companies constantly rising in this locations building high demand for retail, residential and commercial properties. In addition, several affordable homes in  Kompally, Bachupally, Kukatpally, Miyapur, Sianikpuri, and Manikonda have launched in the recent times.


Similar to Hyderabad city, Bangalore is also one of the metro cities in India that is encountered as the emerging hotspot for commercial spaces which is to increase demand for affordable housing spaces as well. In the same way as all popular cities, Bangalore has witnessed so many IT developments in the past decade which are now happening to drive the residential real estate sector at rapid speed, which is unimaginable. Furthermore, locations like Hoskote, Bengur, Kengeri, and Varthur are proof for one of the most coveted hotspots in India for its affordable residential home options.


Just like Hyderabad and Bangalore cities, Chennai is also a pulsating location that has been thriving successfully in real estate with more infrastructural developments happened and happening in the popular IT Corridor of Chennai, OMR. Chennai isn’t just about the MNC IT/ITES sector; it is an industrially succeeded city of India where numerous chemical industries have established in Porur. It isn’t uncommon why people fly over from various places to the city for their career growth.

Other than this, Chennai focuses on major healthcare centres having built & brought up in all these years of incredible development that has happened so far. Usually, there is a demand for regular apartments & villas in OMR. In addition, come the affordable homes as well. The fast development of transportation and other infrastructural developments bring demand for affordable housing projects in Kelambakkam, Guduvancheri, Urapakkam, Siruseri and so many other locations in Chennai city. The recent metro train transportation launch has set the expectations high and also the upcoming metro is further enhancing the value of real estate in Chennai. The value every sq ft home buyers buy in this city is expected to value high in the future.


Kolkata is renowned for its high-end residential projects and city is constantly emerging with new advancements in the world of housing. It’s no wonder why it is one of the top affordable hotspots of India. Locations like New Town and Sonarpur are now flooded with more affordable apartments. Sonarpur stands high because of its proximity to the Garia metro line. The price in these two locations is expected to be less compared to other areas in Kolkata.

Navi Mumbai

Navi Mumbai is justifying till this date as a booming real estate hotspot in India as it is driving the industry to unbelievable growth in the future. Since the proposal of International Airport has been a game-changing twist in this region as it will be closest to the new airport in Panvel. Furthermore, the location is expected to at least launch a few thousands of affordable homes in the upcoming years. While it is the new township of the state, it isn’t less in providing the best education in almost all the streams. Having poured its efforts in educations and workforce, Navi Mumbai is never less among the most coveted locations in India when it comes to affordable housing projects.


The growth in better connectivity and rapid infrastructural growth in and out the city with abundant job opportunities states a considerable demand in properties in Ahmedabad. Locations like Gota, Vaishno Devi circle, South Bhopal are offering budget-friendly homes for home buyers. Ahmedabad is now expected to provide the lower-end home buyers with a reason to dream of owning a home by developing best affordable homes without shelling out their pocket.


Apartments in Chennai, Pallavaram Hospitals in Pallavaram

Aug 18

Apartments in Chennai, Pallavaram: Hospitals in Pallavaram

Apartments in Chennai, Pallavaram have its own numerous numbers of perk. As it is outside the city and in a developing stage, you can get an affordable house very easily within one’s budget. The Galleria Residences in one of such project, which is located in the region surround by all the possible need of the residents. One of the most important needs is a hospitals in their neighbourhood.

No one wants to live in a place where the call for an emergency is far from their house. And hence, the hospitals, maternity centers and dental clinics should be present near your house to access it immediately in case of any emergency.

So, here we have listed the hospitals and dental clinics within the 10 min range (by vehicle) from your Galleria Residences apartments in Chennai, Pallavaram.


1. Government Primary Health Center Hospital

Address: P.V. Vaithiyaligam Road, Kamatchi Nagar, Old Pallavaram, Chennai, Tamil Nadu 600043 Hours: Open 24 hours

2. 24 Hours Medicals and Hospital

 Address: Rajaji Nagar, Pallavaram, Chennai, Tamil Nadu 600043 Hours: Open 24 hours

3. Pallavaram Municipal Hospital

Address: Thiripura Sundari Colony, Pallavaram, Chennai, Tamil Nadu 600043

4. Kavitha Ortho & Multispeciality Hospital

Address: 144, Radha Nagar Main Road, Railway Colony, Doctors Colony, Chromepet, Chennai, Tamil Nadu 600044 Hours: Open 24 hours Phone: 094440 09700

5. Urban Primary Health Centre, Zamin Pallavaram

Address: Station Border Rd, Thiripura Sundari Colony, Pallavaram, Chennai, Tamil Nadu 600043 Hours: Open 24 hours Phone: 044 2266 0689

6. Chennai Home Health Care

Address: 2/128, rahavanagar Ch 91, 2nd Main Rd, Madipakkam Phone: 099405 81843


Women & Children Healthcare:

7. PCMC Hospital (Pallavaram Childrens Hospitals)

Address: 3, First St, Mallikka Nagar, Zamin Pallavaram, Bharathi Nagar, Pallavaram, Chennai, Tamil Nadu 600043 Hours: Open 24 hours Phone: 044 2266 0707 Others: Bed – 20, Ambulance – 1

8. Sugam Child Care Centre

Address: Latheef Colony Street, 107, Dharga Rd, Thiruvalluvar Nagar, Pallavaram, Chennai, Tamil Nadu 600043 Hours: Open 24 hours Phone: 097909 72841

9. VayuShri Fertility and Women’s Center

Address: 41, Dharga Rd, Chitra Township, Pallavaram, St.Thomas Mount-cum-Pallavaram, Tamil Nadu 600043 Hours: 9:00 AM – 1:00 PM & 5:30 PM – 8:30 PM Phone: 077085 55635

10. BM Silver Jubilee Multispeciality Clinics

Feature: Gynaecology /Obstetrics Clinic Address: 41, Dharga Rd, Thiruvalluvar Nagar, Pallavaram, Tamil Nadu 600043 Hours: Open 24 hours Phone: 044 4355 9539 Others: Ambulance, ICU/general beds, Pharmacy, Canteen

11. Dr.Murthy’s Clinic

Address: 21, Bharathi Nagar 2nd St, Zamin Pallavaram, Bharathi Nagar, Pallavaram, Chennai, Tamil Nadu 600043 Hours: Open ⋅ Closes 2PM Phone: 044 2266 0809



1. Getwell Speciality Clinic

Address: 171A, PV Vaithiyalingam Rd, P G Manickam Nagar, Tirumurugan Nagar, Old Pallavaram, Chennai, Tamil Nadu 600117 Hours: Open 24 hours Phone: 044 2266 2086 Others: attached with lab and pharmacy

2. Sangeetha Dental Clinic

Address: 63, Bharathi Nagar Main Rd, Mallikka Nagar, Bharathi Nagar, Pallavaram, Chennai, Tamil Nadu 600043 Hours: Open ⋅ Closes 1PM ⋅ Reopens 5:30PM Phone: 044 3301 1390

3. Charan Multispeciality Dental Clinic

Address: no.1, 3rd St, Latheef Colony, Dargah Colony, Pallavaram, Chennai, Tamil Nadu 600043 Hours: Open ⋅ Closes 1PM ⋅ Reopens 5PM Phone: 098845 52755

4. Clue & Cure Dentistry

Address: No 126/5 , Thiruthani Nagar, Pallava Garden, Zamin Pallavaram, Old Pallavaram, Chennai, Tamil Nadu 600117 Hours: Open ⋅ Closes 2PM ⋅ Reopens 5PM Phone: 096772 67085


Address: No 31, Salamon street, Camp road, East tambaram, Chennai, Tamil Nadu 600045 Phone: 091760 88602

6. Sri Kumaran Dental Clinic

Address: No. 7/2 1st, Raghava Nagar, Madipakkam, Tamil Nadu 600091 Hours: Closes 10PM

7. Sri Venkateshwara Dental Clinic

Address: N 2/139,Trunk road, Iyyappanthangal, Chennai, Tamil Nadu 600056 Hours: Closes 9:30PM Phone: 098406 33183


Address: 27, Dharga Rd, Phase I, Thiruvalluvar Nagar, Pallavaram, Chennai, Tamil Nadu 600043 Phone: 094860 80215

gated community apartments in chennai - 8 Step guide of Home Loan Process in India

Aug 16

8 Step guide of Home Loan Process in India

Buying a house is the dream of many people and now it has become very easy to achieve it with the easy availability of home loans. So, the people rather of wasting their money in a rent house, they are investing in EMI and owning their dream luxury apartments in Chennai in the starting period of the career itself.

Here I am providing a Step-by-Step of Home loan process:

Home Loan Process to buy the Apartments For Sale

1. Choose Bank you want to go with:

First, you go for an extensive research on the different types of banks providing the Home Loan. Check its eligibility criteria, different EMI options, compare the interest rates and offers of different banks to get the bank of your choice.

2. Fill the Loan Application Form & Attach The Documents:

After selecting a particular bank, complete the Application form and attach the entire document required for it. Keep the entire legal document related to property ready from your builder.

3. Pay the Processing Fees:

Typically the processing fees are between 0.25 percent and 1.0 percent of the loan amount. This non-refundable fees need to be paid with the loan application to open and maintain the applicant’s loan account.

4. Bank Investigation:

After submission of the application form & processing fees, this is the important step in the home loan process where the bank will investigate whether to approve the loan or not. They will investigate and verify all the personal and property details provided by you.

Then the bank will evaluate your repayment capacity. It is a crucial stage and totally depends on how much the bank is convinced with your capacity of repaying the debt and if they feel that you will be able to return the loan in time, then they will sanction the home loan.

5. Offer Letter:

After all the verification procedure, the bank will sanction your loan against the Property (Flats, Villa or Plots in Chennai) and will send you an offer letter which will include information related to the tentative principal amount, type of interest rate (fixed or floating), the rate of interest applicable, Loan tenure, mode of payment, special Scheme (if any) and other terms and conditions.

You need to sign the acceptance letter, and give a copy of it to the bank for records.

6. Legal and Valuation check:

This is a property valuation, and verification stage in which the bank will technical valuate the property by the original property documents and NOC handed over by you to the bank. Legal checks on the property are also undertaken.

7. Registration and Signing:

Once all the verification process got over the bank will prepare a legal stamp paper loan document by their lawyer. You need to sign and submit the agreement to the bank. A post dated cheque also should be submitted with the agreement letter to the bank.

8. Disbursement:

Finally, you should submit the NOC / Tripartite agreement and demand note from the builder for loan disbursement. After you sign the papers and everything is legally clear the bank will issue DD / Banker’s Cheque for property registration.

The above stated steps are based on the common Home loan process, and it may differ from bank to bank.

Also read: 7 Tips to Determine the Right Home Loan Amount to Borrow

villas in chennai - Pricey Mistakes Made By New Homeowners

Aug 13

7 Pricey Mistakes Made By New Homeowners

At last you are shifting to your new luxury apartments in Chennai; new life is waiting for you. Which may lead you to have lots of dreams with excitement and a little fear, of course; and if you are shifting for the first then the emotional factors will get quite higher. All these things can leads to make mistakes while buying and renovating your house which is quite common. So, here I am listing all the common mistakes made by the first time homeowners for you to avoid it.

1. Being too emotional while buying a new house:

Being emotional when buying a dream house is very common, but forgetting everything can become foolishness of anyone. People choose the luxury villas which they love and don’t see if it fits their budget or not and end up spending more or getting into debt. The homeowners even forget, if they spend all their money to buy that house, then how they are going to satisfy the extra expenses that may come along with it.

2. Too overwhelm that you don’t see your expenses:

The moment you enter your new house for the first time, thousands of ideas came into play to redesign it in your own way which leads to lots of shopping and as a result you happen to buy thousands of items which you actually don’t need. This is the most basic mistake which a new mover makes; they are so overwhelming about their new house that they don’t realize the expenses they are making.

3. Too quick to renovate:

The renovation starts on the very first day itself and the planning is totally based on the emotional choices and previous experience. But you forget that every house is different. Before you start renovating or redecorating the house you first live in that for some time or give a fine look to all the details such as where the sun is hitting, which part of the house is the calmest, what is the behaviour of family like coming from outside where they prefer to rest etc. all this will help you when you make your plans to change things.

4. Want to change everything:

Once we step into our new house we want to change every possible thing, the furniture, the decoration, the doors, the windows, even the walls. Already buying a gated community villas in Chennai will cost you too much and if you renovate it beyond the level it will cost you even more. I can understand buying a house is a very emotional moment in anyone’s life, but if possible plan the renovation according to your need and budget and not according to your emotion.

5. No research:

Research can help you to save lots of money. Do lots of research to find the cost-effective renovation, the best way is to ask your neighbour as they went through the same situation as you are in now. They can guide you and help you save money in a great possible way. They can tell you about their mistakes and what they did to overcome it and they can brief you about the most common issues which occur in that area, if you are planning for marble flooring you can ask their opinion to check whether the floor can uphold the weight of the marble or not, if it does not support then this information will save you the money on wasting in the marble.

And the most important advantage is that they can introduce you with the locality, so that you can find the cheapest item for your renovation.

6. Desperately change everything to modern:

Sometimes the desperation of changing the entire traditional things will lead you to lose some of the lifelong equipment. In olden houses, you can see the attached closet, which is so strong and made with a very good wood that it is not possible to make such a closet with today’s available engineered wood/plywood. If you want the same strength you need to buy costly woods like teakwood or rosewood. So it is better to have that old shelf to give your house a traditional touch than to forfeit the benefit of it just for the sake of modernization.

7. Underestimating costs:

Renovation job can cost you a lot and takes time too, so it is always better to keep some more amount above the anticipated budget to be on a safe side. This will save your extra cost of the work which can empty your saving if not done as shifting and renovating always cost more than it actually seems.